LOAN PROGRAMS:  The following loan programs are currently the best programs for first time home buyers, W2 employees, and purchasing under the $380,000 price point.  These are GREAT loan products in our current buyer's market. 

Please contact us with more specific questions about obtaining financing.

FHA Loan (Federal Housing Administration Loan)

  • Non-First Time Home Buyers Accepted
  • Competitive 30 Year Fixed Rate
  • No Minimum Credit Score
  • No Maximum Income
  • No Educational Class Requirements
  • Minimal Down Payment
  • Seller Can Assist with Down Payment Requirements
  • Seller Can Assist with Closing Costs
  • Closing Costs/Down Payment can be Gifted from Family or Non-Profit
  • Low Mortgage Insurance
  • High Purchase Price Allowed, up to $357,000 Through 2008

Maricopa County Home in 5 Program

  • 5% Bond Money Provided by County, to go toward Closing Costs and Down Payment
  • Non-Repayable Grant Money
  • Cannot have Owned a Home in the Last 3 Years
  • Competitive 30 Year Fixed Rate
  • No Minimum Credit Score
  • Maximum Income Level Allowed, varies depending on household and property type/location chosen
  • No Educational Class Requirements
  • Seller can assist with additional monies toward Closing Costs and Down Payment
  • Can Be Used for Resale or New Build Properties
  • Maximum Purchase Price for Property in Non-Targeted Area $311,000
  • Maximum Purchase Price for Property in Targeted Area $380,000